One of the best ways to know if your belongings are covered is to do a complete inventory of your contents and review it with your broker. A home inventory will help you itemize your property if you need to make a claim, and it is a good way to test if your overall policy limits are adequate. You should include a list of contents, a brief description or photograph and an estimate of the replacement value of each item.
Consider making a video of your rooms, cupboards and shelves and store it off-site. Or better yet, take advantage of the
free home inventory software available to our customers courtesy of the
Insurance Information Institute.
Contact us for details...